The aroma of spiced apples and creamy cheesecake filling wafts through the kitchen, instantly transporting me to those crisp autumn mornings. As a lover of all things cozy and baked, I find myself reaching for this Apple Crisp Cheesecake Bread time and time again. It’s the perfect blend of a moist, cake-like bread and indulgent cheesecake, making it an irresistible treat for breakfast or dessert. With just a bit of prep time, you can whip up this delightful fall recipe that not only impresses but also fills your home with warmth and comfort. Plus, it’s a crowd-pleaser, guaranteed to make any gathering that much sweeter. Are you ready to embrace the flavors of fall with a slice of this amazing loaf? Let’s dive in!

Why is Apple Crisp Cheesecake Bread a Must-Try?
Cozy Fall Flavors: The warm blend of apples, cinnamon, and nutmeg elevates your baking experience, making this recipe the ultimate fall indulgence.
Versatile Delight: Perfect for breakfast, dessert, or an afternoon snack, it suits every occasion!
Easy Preparation: With simple ingredients and straightforward steps, anyone can master this mouthwatering loaf.
Unique Composition: Combining cheesecake and bread means you’re enjoying two desserts in one slice!
Perfect for Sharing: Whether at family gatherings or holiday parties, this loaf never fails to impress guests and will disappear in no time.
If you’re in the mood for more cozy baking, check out my Pumpkin Crisp Bliss for another delightful fall treat!
Apple Crisp Cheesecake Bread Ingredients
• Get ready to indulge in the perfect fall baking experience with these delightful ingredients!
For the Bread
- All-purpose flour – Provides essential structure for your Apple Crisp Cheesecake Bread.
- Unsalted butter – Adds richness and moisture to create that irresistibly tender texture.
- Granulated sugar – Sweetens the dough and cheesecake filling to perfection.
- Eggs – Acts as a binder, giving the bread its soft, cake-like crumb.
- Milk – Keeps the bread moist and tender, enhancing every slice.
For the Crisp Topping
- Quick-cooking oats – Offers heartiness and a delightful crunch to the topping.
- Light brown sugar – Sweetens the crisp and enhances the flavor profile beautifully.
- Cinnamon and nutmeg – Infuses the topping with warm, cozy flavors reminiscent of fall.
- Melted butter – Binds the topping together while enriching its taste.
For the Cheesecake Filling
- Cream cheese – Adds a creamy, rich layer in the center of the bread, making it indulgent.
- Powdered sugar – Sweetens the filling and contributes to a smooth texture, blending with cream cheese perfectly.
- Vanilla extract – Elevates the flavor profile, giving a lovely aroma to the cheesecake.
For the Apples
- Apples (Granny Smith or Honey Crisp) – Adds moisture, flavor, and texture, complementing the bread and cheesecake perfectly.
Gather these ingredients, and prepare to delight your senses with a slice of Apple Crisp Cheesecake Bread!
Step‑by‑Step Instructions for Apple Crisp Cheesecake Bread
Step 1: Make the Crisp Topping
In a medium bowl, mix together flour, quick-cooking oats, light brown sugar, cinnamon, and nutmeg. Pour in the melted butter and stir until the mixture is moistened and crumbly. Transfer to the refrigerator to chill for about 20 minutes; this will help the topping achieve that delightful crunch when baked.
Step 2: Prepare the Bread Dough
Using a stand mixer or large bowl, beat together unsalted butter, granulated sugar, and vanilla extract until creamy and fluffy, about 2-3 minutes. Add in the eggs one at a time, mixing well after each. Gradually incorporate the dry ingredients (flour, salt, and baking powder) along with the milk, mixing gently until just combined for the Apple Crisp Cheesecake Bread batter.
Step 3: Prepare the Cheesecake Filling
In a separate bowl, blend softened cream cheese, granulated sugar, flour, and vanilla until the mixture is perfectly smooth and creamy. Carefully add one egg, mixing just until incorporated. This filling will create a deliciously rich layer in the center of your Apple Crisp Cheesecake Bread, so set it aside while you prep the apples.
Step 4: Prepare Apples
Peel, core, and dice the apples into small chunks, ideally using firm varieties like Granny Smith or Honey Crisp. In a medium bowl, toss the diced apples with a sprinkle of cinnamon and granulated sugar, ensuring they’re well-coated. Set them aside to allow the flavors to meld while you prepare to assemble the loaf.
Step 5: Assemble the Bread
Preheat your oven to 350°F (175°C) and grease a loaf pan with cooking spray or butter. Spread half of the prepared bread dough in the bottom of the loaf pan, creating an even layer. Add half of the cinnamon-sugar coated apples on top, then dollop the creamy cheesecake filling. Finish by adding the rest of the dough and remaining apples, making sure they’re evenly distributed.
Step 6: Top With Crisp Mixture
Once the Apple Crisp Cheesecake Bread is layered, sprinkle the chilled crisp topping evenly over the top. This will bake into a beautiful golden-brown crust. Make sure to cover the surface well to achieve that desired crunchy texture that complements the moist bread and rich filling.
Step 7: Bake
Place your assembled loaf in the preheated oven and bake for 55-70 minutes. Keep an eye on your bread; if the top begins to brown too quickly, tent it loosely with aluminum foil. The bread is done when a toothpick inserted into the center comes out clean with just a few moist crumbs attached.
Step 8: Cool & Glaze
After baking, allow the Apple Crisp Cheesecake Bread to cool in the pan for 20-30 minutes. Once slightly cooled, carefully transfer the loaf to a wire rack. For an extra touch of sweetness, drizzle a glaze made with powdered sugar, milk, and vanilla over the top after it has completely cooled.

How to Store and Freeze Apple Crisp Cheesecake Bread
Fridge: Store leftover Apple Crisp Cheesecake Bread in an airtight container for up to 3 days to maintain its moisture and prevent spoilage.
Freezer: For longer storage, wrap the cooled loaf tightly in plastic wrap and then in aluminum foil. Freeze for up to 3 months.
Reheating: To enjoy the bread again, thaw overnight in the fridge, then warm slices in the microwave for 10-15 seconds or in an oven at 350°F until warmed through.
Room Temperature: If consumed within a day, you can keep the bread at room temperature, but be sure to cover it loosely to prevent it from drying out.
Apple Crisp Cheesecake Bread Variations
Customize your Apple Crisp Cheesecake Bread to suit your taste buds and dietary needs with these delightful twists!
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Gluten-Free: Substitute all-purpose flour with a gluten-free blend to make it accessible for those with gluten sensitivities. This will keep the bread moist and delicious!
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Dairy-Free: Use coconut cream instead of cream cheese and almond milk instead of regular milk to create a rich filling that’s dairy-free and equally indulgent.
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Nutty Crunch: Add a handful of chopped walnuts or pecans to the crisp topping for an extra layer of crunch and a delightful nuttiness to every bite.
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Spiced Up: For an extra kick, mix in a teaspoon of cayenne pepper or chili powder into your cinnamon sugar topping—this works wonders for those who love a bit of heat!
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Apple-Pear Fusion: Combine apples and ripe pears for a unique flavor twist. The pears add a natural sweetness that beautifully complements the apples.
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Cake Mix Short Cut: Use a spice cake mix instead of making the batter from scratch for a quicker and equally delicious version of this recipe. Just follow the box’s egg and milk recommendations!
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Caramel Drizzle: Drizzle caramel sauce over the cooled bread before serving; it’ll add a luxurious touch and enhance those cozy fall flavors.
If you love experimenting in the kitchen, try pairing it with my Strawberry Cheesecake Dump for a wonderful dessert spread or serve alongside a warm slice of Cinnamon Sugar Donut Bread for a sweet breakfast feast!
What to Serve with Apple Crisp Cheesecake Bread?
Enjoy this deliciously sweet loaf for breakfast or dessert, creating the perfect cozy fall moment for you and your loved ones.
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Vanilla Ice Cream: A scoop of creamy vanilla ice cream melts into the warm bread, enhancing its rich flavors while providing a delightful contrast in temperature.
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Caramel Sauce: Drizzling caramel over each slice adds a sweet, sticky layer that perfectly complements the apple and cheesecake flavors.
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Chai Tea: The aromatic spices in chai tea harmonize wonderfully with the bread, making for a comforting pairing that evokes the essence of fall.
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Crispy Bacon: The saltiness of crispy bacon beautifully counters the sweetness of the bread, creating a delightful balance of flavors ideal for breakfast.
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Spiced Cider: Serve with warm spiced cider, echoing the cozy, nostalgic fall vibes while wrapping you in comforting warmth.
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Maple Syrup: A drizzle of pure maple syrup enhances the flavor profile, bringing an authentic autumn touch that pairs beautifully with the bread’s apples and cinnamon.
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Whipped Cream: Light, airy whipped cream adds a touch of decadence on top of each slice, making this treat feel even more indulgent.
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Nutty Granola: Sprinkling some homemade or store-bought granola on top brings a satisfying crunch, adding texture and a layer of nutty flavor.
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Pumpkin Spice Latte: For an extra cozy moment, enjoy a pumpkin spice latte alongside your slice for a match made in fall heaven.
Make Ahead Options
These Apple Crisp Cheesecake Bread loaves are perfect for busy home cooks looking to save time! You can prepare the crisp topping up to 3 days in advance; just combine the ingredients, moisten them, and refrigerate until you’re ready to bake. Additionally, the bread dough and cheesecake filling can be made up to 24 hours beforehand; store each in separate airtight containers in the refrigerator to maintain freshness. When you’re ready to assemble, simply layer the dough, filling, and apples in your greased loaf pan, top with the crisp mixture, and bake as directed. This way, you’ll have a warm, delicious treat with minimal effort on busy days!
Tips for the Best Apple Crisp Cheesecake Bread
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Loaf Pan Size Matters: Ensure you use a loaf pan with at least an 8-cup capacity to prevent any messy overflow while baking.
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Avoid Lumpy Filling: Make sure the cream cheese is thoroughly softened before mixing, which helps avoid unwanted lumps in your cheesecake filling.
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Check for Doneness: Keep an eye on your baking time; actual bake times can vary. A toothpick inserted should come out clean when your Apple Crisp Cheesecake Bread is ready.
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Tenting Trick: If the top of the bread browns too quickly, simply tent it with foil to shield it until the center cooks through.
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Chilling the Topping: Refrigerating the crisp topping allows it to become crumbly, ensuring a delicious crunch after baking—don’t skip this step!

Apple Crisp Cheesecake Bread Recipe FAQs
What kind of apples should I use for the bread?
For the best flavor and texture, I recommend using firm apples like Granny Smith or Honey Crisp. These varieties hold their shape when baked and balance the sweetness of the sugar and cream cheese, enhancing the overall taste of your Apple Crisp Cheesecake Bread.
How should I store leftover Apple Crisp Cheesecake Bread?
Store any leftover bread in an airtight container in the refrigerator for up to 3 days. This will keep the bread moist while also preserving the creamy cheesecake filling. If you’re not planning to eat it within that timeframe, consider freezing it.
Can I freeze Apple Crisp Cheesecake Bread?
Absolutely! To freeze, wrap the cooled loaf tightly in plastic wrap, followed by aluminum foil to prevent freezer burn. It can be stored in the freezer for up to 3 months. When you’re ready to enjoy it again, simply thaw it overnight in the fridge and then warm slices in the microwave for 10-15 seconds or in an oven at 350°F until warmed through.
What should I do if the top of my bread is browning too quickly?
If you notice the top browning too fast, don’t panic! Just tent the bread with aluminum foil loosely during the last part of baking. This will shield it from direct heat while allowing the center to bake through without burning the top.
Is there a way to make this recipe gluten-free?
Yes, you can certainly make a gluten-free version! Substitute the all-purpose flour with a 1:1 gluten-free flour blend, ensuring it includes xanthan gum. Additionally, make sure the oats are certified gluten-free if you’re using them in the crisp topping.
Can I make this recipe ahead of time?
Definitely! You can prepare and bake the Apple Crisp Cheesecake Bread a day in advance. Just be sure to cool it completely before storing it in an airtight container in the fridge. The flavors will meld beautifully overnight, and it’ll be ready to serve the next day for breakfast or dessert.

Indulge in Apple Crisp Cheesecake Bread for Cozy Fall Days
Ingredients
Equipment
Method
- Make the Crisp Topping: In a medium bowl, mix together flour, quick-cooking oats, light brown sugar, cinnamon, and nutmeg. Pour in the melted butter and stir until the mixture is moistened and crumbly. Transfer to the refrigerator to chill for about 20 minutes.
- Prepare the Bread Dough: Using a stand mixer or large bowl, beat together unsalted butter, granulated sugar, and vanilla extract until creamy and fluffy, about 2-3 minutes. Add in the eggs one at a time, mixing well after each. Gradually incorporate the dry ingredients (flour, salt, and baking powder) along with the milk, mixing gently until just combined.
- Prepare the Cheesecake Filling: In a separate bowl, blend softened cream cheese, powdered sugar, and vanilla until smooth and creamy. Set aside.
- Prepare Apples: Toss diced apples with cinnamon and granulated sugar in a medium bowl. Set aside.
- Assemble the Bread: Preheat your oven to 350°F (175°C) and grease a loaf pan. Spread half of the prepared bread dough in the pan, add half of the apples, then dollop the cheesecake filling. Top with remaining dough and apples.
- Top With Crisp Mixture: Sprinkle the chilled crisp topping evenly over the bread mixture.
- Bake: Bake for 55-70 minutes until a toothpick comes out clean. Tent with foil if browning too quickly.
- Cool & Glaze: Allow to cool for 20-30 minutes in the pan, then transfer to a wire rack. Drizzle with glaze if desired.

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